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Recreation vehicle insurance companies are able to price their coverage based on the recreational use of the RV rather than treating RV risk the same as auto risk. RV-specific policy rates take into account that RVs are not used with the same frequency as commuter vehicles. RV-specific insurance policies are not new. Invented by RV coverage is comparable and often less in price to standard auto coverage but provides substantially more protection. Insurance agents who offer RV-specific policies understand how you use your recreation vehicle and have tailored a wide variety of coverages to protect your RVing lifestyle. At first glance, a standard auto carrier seems fine-the company has a reputable name, they''ve done a great job with your home or autos, and they''ve offered all the state-required liability limits. But too often auto insurance providers assume your "home on wheels" is really just like a big car. Knowing your RV as well as you do, you know that this simply couldn''t be further from the truth.

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